Private Foundation vs DAF
Your clients have likely heard of private foundations but may be less familiar with Donor Advisor Funds and might wonder how they compare. Generally speaking, a private foundation gives the donor the most control; however, it is a lot more work to manage and administer and is not as ‘private’ as the name would suggest.
On Deciding Between A Private Foundation And A DAF Consider The Following:
How much time is your client prepared to commit to manage and administer the private foundation/DAF?
Does your client want to have full control on operational, investment and granting decisions?
How much is your client comfortable spending on external administration?
Does your client want to be publicly recognized for their gifts?
Does your client need an immediate tax deduction, for example for year-end tax planning?
Head-To-Head Comparison
Private Foundation Advantages
Donor has full control over:
Invested assets
Grants to charity
Registered directly with CRA
Public recognition of generosity
DAF Advantages
Quick to set-up (1-2 days vs. 6-12 months for private foundation)
No administration and lower costs
Record keeping and reporting to CRA handled by DAF foundation
Choice of recognition or anonymity with charities
Personal data is not published on CRA’s website for public consumption
Lower entry point
Click here for a more detailed comparison of a private foundation versus a DAF.